Terms of Service

These Terms of Service (the “Terms”) are an agreement between you and Yield Sniper, Inc., the company that builds and operates Lotvs. In these Terms, “we”, “us” and “our” mean Yield Sniper, Inc., and “you” means the person using Lotvs.

By using Lotvs, including by connecting a wallet, signing in with Google, or making a conversion or a transfer, you accept these Terms. If you do not accept them, please do not use Lotvs.

Please also read our Privacy Policy, which explains what we do with your data. It forms part of this agreement.

Lotvs is a product of Yield Sniper, Inc., a Delaware C Corporation incorporated on 15 December 2025 (Delaware file number 10438325). The company is run from Poland.

Company

Yield Sniper, Inc.

Business address

131 Continental Dr, Suite 305, Newark, DE 19713, USA

Registered agent

Legalinc Corporate Services Inc., 131 Continental Dr, Suite 305, Newark, DE 19713, USA

Representative

Marcus Gomes

Email

legal@ysniper.com

Phone

(302) 601-7229

Lotvs is software: an app that helps you use public blockchain networks and third-party services from one place, with an account that is your own. With it you can:

• Hold, send and receive digital dollars (USDC) and digital euros (EURC).
• Convert between dollars and euros, through a third-party routing service. Lotvs offers no other asset to buy: no other crypto assets, no gold and no tokenized stocks. If you already hold any, you can always sell it or move it out.
• Buy digital dollars with a card, where offered. Stripe sells them to you, not us, and nothing is converted afterwards unless you approve it.
• Receive money by bank transfer to US dollar or euro account details, and withdraw to your own bank, through our partner Bridge (see account details and withdrawals).
• Lend through Earn, where offered (see the risks).
• Connect an AI agent you already use. It can read your account, tell you things and ask you to approve a payment or a conversion; nothing moves until you approve it (see connecting an AI agent).

To be completely clear about what we are not:

• We are not a bank and we do not take deposits. No money you use with Lotvs is a deposit with us, and none of it is covered by deposit insurance or any guarantee scheme.
• We are not a broker, dealer or exchange. We do not execute orders for you, we do not match buyers and sellers, and we are not the other party to your conversions.
• We are not an investment adviser, financial adviser or portfolio manager. We do not assess whether anything is suitable for you.
• We are not licensed or registered with any financial regulator, and we make no claim to be. We hold no licence, authorisation or registration in any country.

What we do. We build and run the app. It prepares transactions for you to approve, sends the ones you sign to the network, and shows you information about your account. Your account is your own: you decide what to convert, hold or send, you approve every transaction from it, and Lotvs cannot move money out of it without your approval. Conversions are carried out by third-party protocols, bank transfers by Bridge, and card purchases by Stripe, each under its own terms.

We operate from the European Union, so European rules govern how we build and describe Lotvs wherever you use it from. It is worth stating plainly what the service offered to the public is and is not in those terms.

• Your account is non-custodial. Crypto assets leave it only in a transaction that you approve, and we cannot transfer them without your approval.
• We do not operate a trading platform, we do not execute orders on your behalf, and we are not the counterparty to your conversions: we do not exchange crypto assets for funds or for other crypto assets on our own account. Conversions you make are routed to third-party protocols and signed by you. Crypto assets you buy by card are sold to you by Stripe.
• We do not provide investment advice, portfolio management, or any personal recommendation, and we do not assess suitability or appropriateness for you.
• An AI agent you connect is a third party’s product, not ours. Nothing it says is advice or a recommendation from us, and nothing it asks for happens until you approve it.
• We do not issue any crypto asset. A payment you make goes from your own account to the person you pay, in a transaction you sign.

This section describes how the public service is built. It is a factual statement, not a claim to hold any authorisation, registration or exemption under EU law. As stated above, we are not licensed or registered with any financial regulator. Features offered only to people we invite to test them may work differently, and the additional terms shown to them say how.

Lotvs opens in many countries, but not everywhere, and some features are offered only in some countries. To use it, you confirm that all of the following are true:

• You are at least 18 years old and can enter into a binding contract where you live.
• You are not a resident of, or located in, any of these places: the United Kingdom, Canada, Australia, Brazil, Kuwait, Egypt, Tunisia, Hong Kong, Japan, South Korea, Taiwan, Uzbekistan, Indonesia, the Philippines, Laos, Hungary, Switzerland and New York (United States).
• You are not a resident of, or located in, a country our payment partners do not serve. Today these are Afghanistan, Albania, Algeria, Bangladesh, Barbados, Belarus, Bhutan, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Cambodia, Cameroon, the Central African Republic, China, Cuba, the Democratic Republic of the Congo, Ecuador, Eritrea, Ethiopia, the Gambia, Grenada, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Jamaica, Jordan, Kenya, Kosovo, Lebanon, Liberia, Libya, Madagascar, Mali, Morocco, Mozambique, Myanmar, Nepal, Nicaragua, Niger, Nigeria, North Korea, North Macedonia, Pakistan, the Palestinian territories (the Gaza Strip and the West Bank), Qatar, Russia, Senegal, the Seychelles, the Solomon Islands, Somalia, South Africa, South Sudan, Sudan, Suriname, Syria, Tanzania, Togo, Tonga, Trinidad and Tobago, Turkey, the Turks and Caicos Islands, Uganda, Ukraine, Vanuatu, Venezuela, Vietnam, Western Sahara, Yemen and Zimbabwe. Lotvs does not open from these countries.
• You are using Lotvs for yourself, not on behalf of someone else without their authority.
• You are not located in, resident in, or acting on behalf of anyone in a country subject to comprehensive trade sanctions, and you are not on any sanctions or restricted-party list (for example those maintained by the European Union, the United Nations, the United States or the United Kingdom).
• Using Lotvs does not break any law that applies to you where you live.

Features that depend on where you are. Earn is offered only to people in the European Economic Area. Card top ups are offered only in the United States (not in Hawaii) and the European Union. Invites, and our fee on conversions, apply only in some countries. Account details and bank withdrawals depend on where Bridge operates. The app shows what is offered where you are.

Identity checks happen inside the relevant partner’s own flow: Stripe’s for a card top up, and Bridge’s for account details. You are responsible for knowing and following the rules that apply to you, including tax rules and any restrictions on holding crypto assets in your country. We may restrict or refuse access to Lotvs, or to any feature, in any country, at any time.

Your account is non-custodial: only you approve what leaves it, and Lotvs cannot move money out of it without your approval. You can either connect a wallet you already have (such as Phantom, Solflare or Backpack) or sign in with Google, through our sign-in partner Web3Auth.

Every transaction from your account is one you approve, and it is final once the network confirms it. We cannot reverse a confirmed transaction, and we cannot recover money sent to a wrong address.

You are responsible for:

• Keeping your sign-in account, device, recovery methods and any seed phrase secure.
• Checking every transaction before you approve it, including the recipient address and the amount.
• Keeping a little in your account for network costs. Without it, transactions will not go through (see fees).
• Sending to the right address. Blockchain transfers cannot be reversed or cancelled, and funds sent to a wrong or incompatible address are usually lost permanently.

You can connect an AI agent you already use, such as Claude or ChatGPT, to Lotvs. This is optional. The agent is a third party’s product that you chose. We do not provide it, we do not control it, and we are not responsible for what it says or decides.

What a connected agent can do:

• Read what you let it see: its own requests, the assets offered in Lotvs, and your balances only if you allow it.
• Tell you things, in the conversation you have with it.
• Ask you to make a payment or a conversion. The request waits for you in Lotvs. If you do not answer it, it expires and nothing happens.

Nothing moves until you approve it. A request becomes a transaction only when you approve it in Lotvs and sign it from your own account. The agent has no money of its own, it cannot pay, convert or lend by itself, and it cannot move anything in your account. Once you approve and sign a request, it is your own transaction: it is final, and the same fees and the same rules for your country apply as to anything else you do in Lotvs. Read every request before you approve it.

Agent accounts. Agent accounts held by Lotvs on the owner’s behalf exist only for people we invite to test them. Those accounts, and what an agent may do from them, are governed by these Terms and the additional terms shown to those people. Some features are offered only to people we invite to test them, under these Terms and any additional terms shown to them.

We may pause or disconnect an agent, refuse a request, or stop offering agent connections, for security, to comply with the law, or if we believe these Terms are being broken.

You can ask for account details to receive money by bank transfer: a US dollar account (account and routing number) paid by ACH, FedNow or wire, and a euro account (IBAN) paid by SEPA. Money sent there arrives in your own Lotvs account as digital dollars (USDC) for dollars and as digital euros (EURC) for euros. You can also save a bank account in your own name and withdraw to it. These account details are not a bank account.

• What you may receive. Use your account details only for money that is meant for you, such as your salary, a payment from your client, or a transfer from your own bank account. Do not receive money on behalf of anyone else, and do not let anyone else use your account details. Bridge or a bank involved may hold, return or refuse a transfer, for example one it cannot verify.
• The name on the account. The euro IBAN may be held in Bridge’s name rather than yours. The app shows the exact holder name payers must use.
• Withdrawals. You can withdraw only to a bank account in your own name. Each withdrawal is a transfer from your account that you sign yourself. While the service is new, a withdrawal must be at least 5 and at most 10,000 in the currency sent. A payout your bank rejects comes back to your account.
• Timing. Bank transfers depend on banks and payment networks we do not control. Bridge or the banks involved may delay, hold for review, return or refuse a transfer.
• Availability. Account details are being offered gradually and may not be open to you yet. They are not available in countries where we or Bridge do not operate.

Creating an account and using Lotvs is free. Where we charge one, our fee on a conversion is up to 0.2% of the amount converted. It is shown to you before you confirm, and the routing service collects it as part of the conversion. Where we do not charge one, converting through Lotvs is free for now.

When you withdraw from Earn, we take 10% of the interest earned on the amount withdrawn, and nothing from what you put in. What you deposited comes out first, so withdrawing up to that amount costs nothing. If you have earned nothing, or your position is worth less than you put in, no fee is due. Where we have no record of what you deposited, for example because you lent through Jupiter Lend outside Lotvs, we charge nothing. The fee is taken within the withdrawal transaction, and the exact amount is shown to you before you confirm.

Bank transfers. When money arrives in your account details, we take 0.25% of each deposit in dollars and 0.25% of each deposit in euros. A withdrawal to your bank costs 0.25% by ACH and 0.25% by SEPA. Bridge withholds our fee as part of the transfer, and the app shows it on each deposit and before you confirm a withdrawal.

We may change our fees. If we do, the new fee is shown in the app before you confirm, and the fee you see at that moment is the fee that applies.

Other costs are not ours and are not set by us:

• Network costs. Every transaction on the network costs a small fee, paid in the network’s own currency. It usually amounts to a fraction of a cent, but we do not control it. When a card top up arrives in a new account that has nothing to pay this fee with, we send that account a small amount for it once, at our cost and free to you. The app will not let a transaction spend the last of what is kept for network costs.
• Price impact and slippage. The amount you actually receive on a conversion depends on market liquidity at that moment and may differ from the quote you were shown.
• Third-party fees. Card top ups carry Stripe’s fees and exchange rates. Bank transfers may carry fees charged by your bank or the payer’s bank, and conversions between euros and dollars use Bridge’s rate at the time. Recurring orders are executed through Jupiter, which may apply its own fees. Token issuers may charge their own fees under their terms.

Invites are offered only in some countries; the app shows whether they are offered where you are. Where they are, once you confirm a mobile number by SMS, you get your own invite link. When a friend qualifies, you each get a reward of 5 euros or 5 US dollars, paid into your Lotvs account as digital euros (EURC) or digital dollars (USDC). You are paid in euros if you are in the euro area and in dollars otherwise, and your friend in the currency they topped up in.

A friend qualifies when all of this is true:

• They are new to Lotvs, signed up with Google through your link, or entered your code in their first seven days and before their first top up.
• They added at least 50 euros or 50 US dollars by card through Lotvs. Money sent in from elsewhere does not count toward this.
• They kept at least that much in Lotvs for 30 days in a row, in any form held in their account, including Earn. We check once a day and allow for prices moving by up to 10%. A day below that restarts the 30 days.

To receive a reward you confirm a mobile number by a code sent by SMS. A number can be verified on one account only. Rewards are usually paid within a week of qualifying and verifying, after a review. You can be paid for up to ten friends. Each person can be invited only once, and you cannot invite yourself or an account you control.

We may refuse or take back a reward where we believe an account was opened to collect it, for example several accounts run by one person, or money passed between the two accounts to qualify. We may change or end the programme at any time; a reward already earned under the rules in force at the time will still be paid unless it was obtained by abuse.

Your friend sees your first name. You see the first letter and domain of their email and where their invite stands, never their balance. A reward is a promotional payment, not interest or an investment return. Any tax due on it is yours to handle.

Lotvs depends on services and tokens built by other companies. We do not control them, we do not guarantee them, and we are not responsible for what they do. Using Lotvs means your activity also passes through some of them, under their own terms and privacy policies.

• Web3Auth: the sign-in service behind signing in with Google.
• Jupiter: finds the route for your conversions and builds the transactions, including recurring orders. Jupiter Lend is the lending protocol behind Earn.
• Ankr: the blockchain node service we use to read balances and send transactions to the network.
• Our card top-up partner, currently Stripe: sells you the digital dollars you buy with a card, where offered. Stripe is the seller, and its identity checks happen in its own flow, under its own terms. The details it asks for go to it. We may change or add providers, and the provider in use is shown to you when you start a top up.
• Bridge, a Stripe company: provides the account details for bank transfers, converts between bank money and digital dollars or euros, verifies your identity through Persona, and pays withdrawals to your bank. See account details and withdrawals.
• Prelude: sends and checks the SMS code when you verify a mobile number.
• The AI agent you connect: for example Claude (Anthropic) or ChatGPT (OpenAI), if you choose to connect one. It runs under its provider’s terms, not ours. See connecting an AI agent.
• Circle: issuer of USDC and EURC, the tokens that hold your dollar and euro balances.
• Paxos: issuer of PAX Gold and of PayPal USD. We no longer offer either; if you hold one, you can always sell it or move it out.
• Tether: issuer of USDT. We no longer offer USDT or PayPal USD; if you hold either, you can always sell it or move it out.
• Backed: issuer of the xStocks tokenized stock, index and gold tracker products. They are not offered to the public; if you already hold some, you can always sell them or move them out.
• DexScreener and CoinGecko: the sources for the prices shown in the app.
• Phantom, Solflare and Backpack: the external wallets you can connect.

Company names, tickers and logos shown in Lotvs belong to their owners and are used to identify the underlying asset. They do not imply any endorsement of, or affiliation with, Lotvs.

Nothing in Lotvs (no screen, list, price, label, notification or piece of content) is investment, financial, legal, accounting or tax advice, and none of it is a recommendation or solicitation to buy or sell anything. We do not know your circumstances and we do not assess whether anything is suitable for you.

The way assets are grouped or presented, for example in curated lists or categories, is a convenience for browsing. It is not a view on what is a good investment, and it is not portfolio management.

An AI agent you connect does not speak for us. It is a third party’s AI model and it can be wrong, out of date, incomplete or misleading. It may state things with confidence that are simply false, and it can be misled by content it reads. Nothing it says is advice from Lotvs. It can ask you to make a payment or a conversion, but the decision is yours: read each request before you approve it.

You are responsible for your own decisions and for your own tax reporting. If you need advice, please speak to a qualified professional in your country.

Please read this section carefully. By using Lotvs you confirm that you understand and accept these risks.

You can lose money. The rate between dollars and euros moves, so converting can leave you with less than you started with. Lending through Earn can lose part or all of what you lent. If you already hold other crypto assets, gold tokens or tokenized stocks, their prices can move sharply and without warning. Past performance tells you nothing about future results. Lotvs never promises a return. Only commit what you can afford to lose.

Your own account means no safety net. Because only you approve what leaves your account, mistakes are permanent. Lost access, a wrong address, an approved malicious transaction, a compromised device or a phishing attack can cost you everything in the account. We cannot reverse, restore or refund any of it.

Your dollar and euro balances are stablecoins, not bank deposits. Dollar balances are held in USDC and euro balances in EURC, both issued by Circle. If you hold USDT, issued by Tether, or PayPal USD, issued by Paxos, the same applies. Each is a token designed to keep the value of one US dollar or one euro. None is a deposit, none is covered by deposit insurance or any guarantee scheme, and each depends on its issuer staying solvent and maintaining the peg. A stablecoin can lose its peg.

AI agent risk. An AI agent can misunderstand you, make a mistake, or be manipulated by something it reads, and then ask you to pay the wrong party or to make a bad conversion. Nothing moves until you approve, so check the recipient and the amount of every request; once you approve and sign one, it is final. A failure or breach of the AI product you connected, or of the connection itself if you share it, could expose information about your account. See connecting an AI agent.

Tokenized stocks are not shares. We do not offer them to the public, but if you hold xStocks, know that they are tokens issued by Backed that track the price of an underlying security. You do not own the share itself. You get no voting rights, no direct claim on the company, and none of the protections that come with holding a real security through a regulated broker. You take credit risk on the issuer and on whoever holds the underlying assets. Their price can drift from the price of the underlying share, especially when the underlying market is closed. Their legal and tax treatment is unsettled in many countries, including yours.

Market and liquidity risk. Conversions happen against on-chain liquidity, not a regulated exchange. In thin markets you may get a materially worse price than quoted, or a conversion may fail.

Lending risk (Earn). Earn is offered only to people in the European Economic Area. You lend from your own account, and you sign every move in and out. Earn lends your digital dollars or euros to borrowers through Jupiter Lend, a lending protocol we do not operate. It is not a bank account or a deposit, and no deposit guarantee or compensation scheme applies. The rate is set by supply and demand and can change at any time, including within the hour; the rate shown to you is what the market pays at that moment, not a promise. A bug, exploit, oracle failure or borrower default in the protocol could cause partial or total loss of what you lent. Withdrawals depend on the market having unborrowed liquidity; when many lenders withdraw at once, a withdrawal can be delayed until liquidity returns. We cannot guarantee that you will be able to withdraw at a particular time.

Bank transfer risk. A transfer can be delayed, held for review, returned or refused by Bridge or by one of the banks involved. A deposit sent with the wrong details may go back to the sender. A withdrawal to an account number you typed wrongly can take days to come back. Converting between euros and dollars happens at the rate available at that moment.

Technology risk. Blockchains, smart contracts, wallets, routing protocols and bridges can contain bugs or be exploited. Networks can congest, stall or fork. Wrapped assets such as wrapped Bitcoin depend on whoever holds the underlying asset. Any of this can cause partial or total loss, and none of it is within our control.

Third-party and issuer risk. Services we rely on can fail, change their terms, or stop serving your country. Token issuers can freeze or seize their own tokens, as explained under third-party services and token issuers.

Prices shown are indicative. Prices, balances and performance figures come from third-party sources and public blockchain data. They may be delayed, wrong or unavailable, and they are not a valuation or a statement of account. Illustrative screens shown on our website use sample data, not real accounts.

Regulatory risk. The rules covering crypto assets are changing in many countries. A change in the law could restrict or end your ability to use Lotvs, or any of its features, or to hold or sell what you have.

You agree not to use Lotvs:

• To break any law, or to help anyone else break one.
• To launder money, finance terrorism, evade sanctions, or handle the proceeds of crime or funds that are not lawfully yours.
• To manipulate a market, or to trade on information you should not have.
• To get around a restriction on who may buy an asset or use a feature, including by hiding your location or misrepresenting who you are.
• To attack, overload, probe, scrape or reverse-engineer the service, or to access it with bots or automated tools in a way that harms it or other users.
• To interfere with anyone else’s use of the service, or to impersonate anyone.
• To use our names, logos or branding in a way that suggests we endorse you.

For your own account, enforcement is limited to our software: we can block your access to our interface, disconnect an AI agent and refuse a request, but we cannot move money out of your own account without your approval.

Checks and reviews. To keep Lotvs lawful, we look out for fraud and misuse, and we may screen addresses against sanctions lists. We may ask you about a transaction or where your money comes from, restrict your access or a service while we look into it, and refuse a service. We may share information with our partners, such as Stripe and Bridge, for their own checks, and we may report to the authorities where the law requires it. Where the law forbids it, we may not be able to tell you that a review is taking place.

Our website may mention ideas we are considering, for example a card. Anything labelled “coming soon” or shown on a roadmap does not exist and is not available to you.

These are plans, not promises. They may change completely, be delayed indefinitely, launch only in some countries, or never launch at all. They may require separate terms, separate providers and separate eligibility checks. Do not sign up, keep funds, or make any decision on the basis of a feature that has not shipped.

We are a small team and Lotvs is offered as it is, without a service level commitment. We may change, suspend, limit or discontinue any part of the service, including supported assets, countries and features, at any time, with or without notice.

The service can also be unavailable for reasons outside our control, such as network congestion, an outage at a third-party provider, or maintenance. We do not guarantee that you will be able to convert or transfer at any particular moment, or at any particular price.

If you connected an external wallet, you can also use it with other wallet software. If you sign in with Google, the app is how you reach your account.

If we ever close Lotvs. We will tell you in advance and keep the app running until customers have moved their funds out. Only then will it be switched off.

We own, or are licensed to use, Lotvs and everything in it: the software, the interface, the design, the text, the graphics and the Lotvs name and logo. You may use the service for yourself, as an individual, including to receive money you are paid. You may not resell it, offer it to others, or use it on behalf of a company or other organisation.

You may not copy, modify, distribute, sell or lease any part of the service, or reverse-engineer it, except where the law says you may and we cannot restrict it.

Third-party names, tickers and logos remain the property of their owners. Blockchain data is public and belongs to no one.

If you send us feedback or suggestions, we may use them freely and without owing you anything for them.

To the fullest extent the law allows, Lotvs is provided “as is” and “as available”, with no warranties of any kind, whether express or implied. We specifically disclaim any implied warranty of merchantability, fitness for a particular purpose, non-infringement, accuracy or quiet enjoyment.

We do not warrant that:

• The service will be uninterrupted, timely, secure or error-free.
• Any price, balance, quote or other information shown is accurate, complete or current.
• Anything an AI agent you connect says or asks for is accurate, reliable or suitable for you.
• Any third-party service, token or issuer will perform as expected, or will remain available.
• Any transaction will confirm, or will confirm at the price or in the time you expected.

We are not responsible for losses caused by your own decisions, by your loss of access to your account, by anything a third-party service or token issuer does or fails to do, or by the behaviour of a blockchain network.

Some countries do not allow certain warranties to be excluded. If that is the case where you live, this section applies to you only as far as the law permits, and your mandatory legal rights as a consumer are not affected.

To the fullest extent the law allows, neither Yield Sniper, Inc. nor its directors, officers, employees or contractors will be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, data, goodwill, or lost or diminished value of any asset, however caused, even if we were told such damages were possible.

Our total liability to you for all claims relating to Lotvs, taken together, is limited to the greater of (a) the total fees you actually paid us in the three months before the event that gave rise to the claim, and (b) one hundred US dollars (US$100).

We are not liable for the value of any asset you buy, sell, hold or send.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, for example liability for fraud, or for death or personal injury caused by negligence. If you are a consumer, your mandatory rights under the consumer law of your country of residence continue to apply in full and are not affected by this section.

If someone brings a claim against us because of how you used Lotvs (because you broke these Terms, broke the law, infringed someone’s rights, or misused the service), you agree to defend us and to cover the resulting losses, damages and reasonable legal costs. We will tell you about any such claim and give you a fair chance to take it over, and we will not settle it in a way that binds you without asking you first. This does not apply to anything caused by our own wrongdoing, and it applies only as far as the law of your country allows.

You can stop using Lotvs at any time. Simply disconnect your wallet or stop using the app. What is in your own account stays there; there is nothing to withdraw from us and nothing to close. If you connected an AI agent, you can disconnect it in the app.

We may suspend or end your access to our interface at any time, with or without notice, if we reasonably believe you have broken these Terms, if we are required to do so by law, or if we stop offering the service in your country.

Ending access to the interface does not move anything out of your own account. If you were invited to test an agent account and it holds a balance at that point, the balance remains yours and is returned to your own account. Account details opened through Bridge may be closed under Bridge’s terms; money already delivered to your account stays yours. Sections that by their nature should survive, including fees already incurred, disclaimers, limitation of liability, indemnity and governing law, continue to apply after this agreement ends.

We may update these Terms as the product and the law change. When we do, we will change the “Last updated” date at the top of this page, and for significant changes we will give notice in the app or by other reasonable means before they take effect. If you keep using Lotvs after a change takes effect, you accept the updated Terms. If you do not accept them, please stop using the service.

These Terms, and any dispute arising out of them or out of your use of Lotvs, are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules.

Let us try to fix it first. If you have a problem, please email us at legal@ysniper.com and describe it. Most issues can be sorted out quickly, and we ask that you give us 30 days to resolve it informally before starting formal proceedings.

If that does not work, disputes will be brought before the state or federal courts located in the State of Delaware, and you and we each agree to the jurisdiction of those courts.

Whole agreement. These Terms and the Privacy Policy, together with any additional terms shown to you for a feature you were invited to test, are the entire agreement between you and us about Lotvs, and they replace anything said before.

If part of it fails. If a court finds any part of these Terms unenforceable, the rest stays in force.

No waiver. If we do not enforce something straight away, we have not given up the right to enforce it later.

Transfer. You may not transfer your rights under these Terms. We may transfer ours to an affiliate or in connection with a merger, acquisition or sale of assets.

Language. These Terms are written in English. Any translation is provided for convenience, and the English version governs, except where the law of your country requires otherwise.

Questions about these Terms? Write to us at the address below; we answer what is sent there.

Email

legal@ysniper.com

Company

Yield Sniper, Inc.

Address

131 Continental Dr, Suite 305, Newark, DE 19713, USA

Phone

(302) 601-7229