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Investing with AI

Let your AI invest. With your money, your rules, your limit.

You choose how much your AI may invest and how big each trade may be. It buys and sells from its own account, within those limits, and reports back. Lotvs does not advise and does not choose for you or for it.

Read the docs

Free to sign up. Facts on this page checked against the product on October 16, 2026.

What it can trade

The Lotvs catalog

  • US stocks and ETFs

    Tokenized shares that follow the price of the real share, issued by Backed (xStocks).

  • Indexes

    Funds that follow the S&P 500 and the Nasdaq 100.

  • Gold

    Tokens backed by physical gold.

  • Crypto

    Bitcoin, Ether and other crypto assets in the catalog.

Workflows

How people use it

  • Put $40 into the S&P 500.

    Bought $40.00 of S&P 500

    Trade

  • Sell half the gold and put it into Earn.

    Sold $20.00 of gold, put $20.00 to earn

    Trade

  • What do you hold and how has it done?

    Lists holdings and their value now

    Read

  • Buy $120 of NVIDIA.

    Stopped: over your $50 limit per trade

    Refused

Illustrative. Prices move; what a holding is worth changes.

The details

Investing through an agent

Limit per trade
$50 by default; you can change it
Most it can use
What you moved into its account. Each agent's account takes top ups up to $500, and more on request.
Fee
0.2% on a trade, the same as in your own account
Who decides
You set the rules; the AI chooses inside them. Lotvs gives no advice.
Tokenized shares
Not the shares themselves: no vote, and the issuer can freeze a token
Where
Tokenized shares are not offered to US persons or in some countries

Questions

Straight answers

Does Lotvs give investment advice?

No. Lotvs is not an investment adviser and does not assess whether anything suits you. Your AI's suggestions are its own; keep the limits as low as you are comfortable losing.

What exactly does my AI buy when it buys a stock?

A tokenized share, an xStock issued by Backed, that follows the price of the real share, which Backed holds for it. It is not the share itself: there is no vote, and the issuer can freeze a token.

Can I invest without an AI?

Yes. Everything an agent can buy, you can buy yourself from your own account in the app.

Can I lose money?

Yes. Prices go down as well as up, and you can get back less than you put in.

In the documentation

Related

  • A wallet for your AI agentGive Claude or ChatGPT an account of its own. You fund it in US dollars, choose what it may do and set its limits. It can never reach your own account.
  • Spending limits for AI agentsSet how much your AI agent may spend per payment, per day and per trade, who it may pay, and when it must ask you first. Lotvs checks every rule before money moves.
  • Connect ClaudeAdd Lotvs to Claude as a connector in one click. Claude gets an account of its own to pay, invest and earn within limits you set, on the web, desktop and phone.
  • Connect ChatGPTAdd Lotvs to ChatGPT as a custom MCP server. ChatGPT gets an account of its own to pay, invest and earn within limits you set.

Important

Investing involves risk, and you can get back less than you put in. Lotvs does not give investment advice. Tokenized shares are issued by Backed, follow the price of the real share and are not the share itself; they are not offered to US persons. Your agents' money is kept apart from your own account, with each agent's share in Lotvs's records. The AI never holds the money or an address: it can only ask, and only what passes your rules goes through.

Lotvs is a financial technology company, not a bank. Balances are held as digital dollars, not bank deposits, and are not covered by deposit insurance. See the Terms and Privacy Policy.